Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     


Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Personal Wealth Advisors, LLC
5800 Granite Pkwy, Ste 100 Plano, TX 75024
Phone: (972) 377-8088 Fax: (972) 377-8554

Securities & Advisory services offered through VSR Financial Services, Inc., a Registered Investment Adviser and member FINRA / SIPC.

Personal Wealth Advisors, LLC is independent of VSR.

For the VSR Financial Services, Inc. website, click here.

The information on this site should not be considered a solicitation or an offer to sell products or services in any state beside those which MF Long, and/or John Towers is properly registered. MF Long is registered in AL, AR, CA, FL, MD, MO, NY, OK, TX, & WI and John Towers is registered in AR, CA, FL, GA IA, LA, NC, TX.